Baccarat Basics


Baccarat is a popular casino game played at casinos throughout the world. It is played by two people, with the aim of getting closer to nine points than the other hand. Players can bet on the Player or Banker’s hand, and winning is based on the player’s hand, with a 5% commission applied to the winning Banker bet.

Baccarat is a low house advantage game, meaning that the house has a slight edge on both sides. The house edge is 1.24% on the Banker side and 1.06% on the Player side. However, the real odds are always changing.

For the Player hand, the goal is to get closer to 9 than the Banker. To do this, the player needs a card that is 0-5 in value. When this happens, the first digit in the total is dropped from the total. If the Player’s total is above nine, the player must subtract ten from the total. In the case of a tie, the first two cards are considered a “natural.”

The second part of the game involves the Banker, who holds the Banker hand. The Banker has the same point count as the Player, and draws on a score of 0-4 or stays on a score of 5-7. A player’s third card can affect the banker’s decision. Sometimes, the banker draws on 3, 4, 5 or 6 depending on the player’s third card.

Depending on the number of decks in play, the Banker bet can vary in payout. On average, it pays out around 95% of the bet. As the decks decrease, the House Edge of the Banker bet also decreases. This means that, if you want to win at the Banker, it’s best to bet on the lower decks.

When the Player and Banker hands are equal, the Player has the highest chance of winning. If the Player’s hand is closest to 9, it’s a natural. But the Player must have a total of at least ten, and the Banker’s hand must have a total of at least seven.

In addition to the Player and Banker, there are other betting options on the table. These include the Tie, which pays out at eight to one. Also, there are side bets on the banker’s or player’s cards being all black or red. Side bets can make the game a little more interesting.

Another strategy is to stick with the Banker bet. You’ll pay a 5% commission if you bet on the banker’s hand to win, but you’ll get a 1 to 1 payout. If the Banker’s hand is close to the Player’s hand, the bet on the Banker is a good bet to make.

One of the more common strategies is to use the zigzag pattern. This is a simple method to detect double win streaks, and it is used by many advanced players. Occasionally, the pattern can lead to three or more winning streaks. If this occurs, you should double down on the hand you’re betting on, and wait for a winning streak to occur again.